How it Works
As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. paycosmos links your credit card processing to your bank account. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly- 24/7/365.
Terminals, POS, online forms, mobile, email, invoicing, text, virtual terminal, pay by phone (automated 800 number), shopping cart checkout and Remote Deposit (RDC) - via Online Interface or API, and consolidated reporting.
We have won multiple awards for innovation in payments, risk management, and Instant Merchant Settlement
This is just a sample of some of the solutions we offer for faster ways to accept and make payments.
Payments in office and over the phone
Connect to point-of-sale systems
Build and post an online form in minutes
Invoicing made easy with A/R imports and API integration
Request and send payments via email
App and Text Payments
Credit card terminals
Connect your shopping cart
A universe of payment options:
An extensive list of terminal and POS options (for card present), and a full spectrum of card not present solutions to fit businesses of any size
We support one-time or recurring transactions for sending or accepting these cost-effective payments- including same-day ACH as an option
Our platform's handling of deposits and returns is simply unparalleled. All processes are perfectly coordinated for seamless reporting in a single system
A Real-Time Payment (RTP) lets you move funds from one bank account to another account, at a completely different bank, for a flat fee in a second