It's your money, why wait?
As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. paycosmos links your credit card processing to your bank account for Card Present and Card Not Present Solutions. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly- 24/7/365.
More Options
Whether you accept payments in a retail store, out in the field, from your website, we have solutions to fit your business. There is no limit to how you want to accept payments and a merchant account with paycosmos means you get paid faster.
Secure First
Our systems include PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security
Award Winning
We have won multiple awards for innovation in payments, risk management, and Instant Merchant Settlement
Solutions
This is just a sample of the solutions we offer for faster ways to accept and make payments; including, ACH, RDC, RTP, card present and card not present solutions!
Explore SolutionsVirtual Terminal
Payments in office and over the phone
POS
Connect to point-of-sale systems
Online Forms
Build and post an online form in minutes
Invoicing
Invoicing made easy with A/R imports and API integration
Request and send payments via email
Mobile
App and Text Payments
Terminals
Credit card terminals
Checkout
Connect your shopping cart
API
For developers
A universe of payment options:
Credit Card
An extensive list of terminal and POS options (for card present), and a full spectrum of card not present solutions to fit businesses of any size
ACH
We support one-time or recurring transactions for sending or accepting these cost-effective payments- including same-day ACH as an option
RDC
Our platform's handling of deposits and returns is simply unparalleled. All processes are perfectly coordinated for seamless reporting in a single system
RTP
A Real-Time Payment (RTP) lets you move funds from one bank account to another account, at a completely different bank, for a flat fee in a second
Testimonials
"At The MAC GROUP we provide guidance in all aspects of financial management, consulting, property maintenance, and ongoing board and resident education on community and state laws. We insist on moving forward with state of the art software that improves our processes and overall customer experience with online payment options to include the most recently added paycosmos which offers instant credit card settlement, through the linked2pay platform. Every business should look at the tools they offer to expedite cash flow! The technology is outstanding and the support we experience is exceptional."
"At the Sendero Dental Studio we strive to make our patient's payment experience as flawless as possible and paycosmos has really helped us accomplish that goal. When it comes to funding, we have opted for Instant Merchant Settlement and love that all funds that are collected settle in our account that same day! Instant merchant settlement has really been a game changer for our practice."
"We have been using the product for roughly a year and switched from a competing product. The customization of invoice payments links has been a real time saver. Our clients know exactly how much to remit, we know when payment has been received, and we both avoid extra phone calls. This product saves us both hard and soft costs."
"Excellent product and so easy to use and integrate into our POS system. Highly recommend."
"Working with paycosmos has allowed us to accept payments when we're in office or out in the field through our phone, computer or terminal which facilitates our cash flow. From end to end, paycosmos has streamlined our payment needs. Their customer service is phenomenal! They patiently walk you through any questions you may have. They're awesome! "
