How it Works
As a paycosmos merchant, you have the advantage of Instant Merchant Settlement. paycosmos links your credit card processing to your bank account. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly- 24/7/365.
More Options
Whether you accept payments in a retail store, out in the field, from your website, we have solutions to fit your business. There is no limit to how you want to accept payments and a merchant account with paycosmos means you get paid faster.
Secure First
Our systems include PCI Level 1 certification and successful Service Organization Control audits to demonstrate our commitment to data security
Award Winning
We have won multiple awards for innovation in payments, risk management, and Instant Merchant Settlement
Solutions
This is just a sample of some of the solutions we offer for faster ways to accept and make payments.
View Solutions OverviewVirtual Terminal
Payments in office and over the phone
POS
Connect to point-of-sale systems
Online Forms
Build and post an online form in minutes
Invoicing
Invoicing made easy with A/R imports and API integration
Request and send payments via email
Mobile
App and Text Payments
Terminals
Credit card terminals
Checkout
Connect your shopping cart
API
For developers
A universe of payment options:
Credit Card
An extensive list of terminal and POS options (for card present), and a full spectrum of card not present solutions to fit businesses of any size
ACH
We support one-time or recurring transactions for sending or accepting these cost-effective payments- including same-day ACH as an option
RDC
Our platform's handling of deposits and returns is simply unparalleled. All processes are perfectly coordinated for seamless reporting in a single system
RTP
A Real-Time Payment (RTP) lets you move funds from one bank account to another account, at a completely different bank, for a flat fee in a second
