paycosmos gives you the tools to rapidly build your portfolio and enjoy an exponential increase in your retention rates!

technology to power your sales

Working with paycosmos means your merchants will enjoy award-winning technology like automated registration and seamless onboarding. When it comes to solutions, our platform delivers feature packed credit card, ACH and emerging payment acceptance options that leaves the competition in the dust. Let's work together so that your merchant's needs will never go unmet.

Credit Cards, ACH, RTP and RDC

More and faster ways to accept and make payments

You can provide your merchants with one or all of the following: An extensive list of terminal and POS options (for card present), and a full spectrum of card not present solutions that includes online forms, mobile, invoicing, text, email (accept and send), virtual terminal, 800# by phone (IVR), shopping cart checkout emulation and Remote Deposit (RDC).
As a paycosmos merchant advocate you can offer your merchants fully integrated solutions for card, ACH (including same-day debits and credits), Real-Time Payments, and check deposits. This is a higher level of value in merchant solutions delivery and a prime reason that we earn industry leading retention rates.


This is just a sample of some of the solutions we offer for faster ways to accept and make payments.
Virtual Terminal

Payments in office and over the phone

Online Forms

Build and post an online form in minutes


Invoicing made easy with A/R imports and API integration


Request and send payments via email


App and Text Payments


Credit card terminals


Connect your shopping cart


For developers

training and support

As a sales partner with paycosmos, you will get the training and support you need to successfully offer merchants superior payment solutions.