Dual pricing
Give merchants a smarter way to offset processing costs with compliant, easy-to-explain programs.
Learn moreBuilt for independent sales organizations
Keep more. Scale more.
The payment infrastructure, economics, and hands-on support to turn your ISO into a durable growth engine.
Portfolio growth
202420252026
Payout complete42 agents · Today
Aligned economics
We built the model around your upside.
You did the work to build the relationship. You should keep the economics that come with it.
paycosmos pairs aggressive splits with transparent reporting, flexible programs, and the operational backbone to help your portfolio compound.
- Clear, portfolio-level reporting
- Reliable residuals and agent payouts
- Dedicated partner support
A wider way to win
More solutions. More doors open.
Meet more merchant needs with a flexible suite that helps you sell beyond the rate.
ACH processing
Expand your offer with dependable bank-to-bank payments built for recurring and one-time transactions.
Learn moreIntegrations & APIs
Connect terminals, gateways, software, and embedded payment flows with developer-ready tools.
Learn moreAgent payouts
Send residual payouts straight to your agents and easily track all payout history right from your partner portal.
Learn morePartner testimonial
"paycosmos has been an exceptional processing partner for our organization. Their ACH and card payment solutions are flexible, reliable, and built with the kind of customization our merchants actually need. Working with paycosmos has elevated our payment capabilities and strengthened the experience we provide to our merchants."
From first hello to every payout.
Your name. Your offer.
Launch with white-label options that keep your brand at the center.
From lead to live, faster.
Automated applications, e-signatures, underwriting status, and boarding in one flow.
Know what moves revenue.
Track merchants, residuals, agents, and portfolio health from a single command center.
Independent by design. Supported at every turn.
White-label ready
Build equity in your own brand with a merchant experience that feels entirely yours.
Real humans, close by
Work with a dedicated Relationship Manager for portal training, onboarding guidance, and ongoing partner support.
Built to integrate
Use flexible APIs and payment technology to connect your portfolio to what comes next.
Your next chapter
Let’s build the portfolio you’ve been working toward.
Tell us where you want to go. We’ll show you how paycosmos can help you get there.
Prefer email?support@paycosmos.com