Instant Merchant Settlement

paycosmos links your terminal to your bank account. Instant Merchant Settlement is the same as the credit card processing you do today, the only difference is you get paid instantly. When you accept a credit card payment with paycosmos, the funds are in your bank account and available for withdrawal in seconds, 24/7/365!

Businesses must have a processing volume of greater than $25,000 monthly to qualify.

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How it Works

1

Provide statements

Enter your information and upload your card statements with the form above.

2

Receive a quote

Our team will analyze your card statements and provide you with a quote.

3

Get started

Ready to get started? Our team will help you get set up and processing quickly!

award-winning solutions

We deliver card, ACH, and emerging payment acceptance options that are feature packed. Combined with cost savings and superior technology, our payment system leaves the competition in the dust.

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Credit Cards, ACH, RTP and RDC

Your business can be provided with one or all of the following: An extensive list of terminal and POS options (for card present), and a full spectrum of card not present solutions that includes online forms, mobile, invoicing, text, email (accept and send), virtual terminal, 800# by phone (IVR), shopping cart checkout emulation and Remote Deposit (RDC).

As a paycosmos merchant you can receive fully integrated solutions for credit card, ACH (including same-day debits and credits), Real-Time Payments, and check deposits.

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Solutions

These are just some of the solutions we offer for faster ways to accept and make payments

Virtual Terminal

Payments in office and over the phone

Mobile

Mobile App and Text Payments for any bussiness on-the-go

Invoicing

Invoicing made easy with A/R imports and API integration

Terminals

Credit card terminals

Online Forms

Build and post an online form in minutes

POS

Connect to point-of-sale systems